Bitcoin and other cryptocurrencies are struggling to recover from a late 2025 selloff. Bitcoin trades near $90,000, down from its October high of $126,000. Gold and silver are expected to rise further.
Goldman Sachs says new U.S. regulations could spark institutional crypto adoption. The firm highlighted the Clarity Act, a bill setting rules for tokenized assets and DeFi projects.
The Senate Banking Committee will hold hearings on the bill next week. Analysts warn it must pass in the first half of 2026, or midterm elections could delay it.
White House crypto czar David Sacks said the bill is close to approval. He said it would provide a clear legal framework for crypto markets.
Institutional adoption could pick up once the law passes. Jim Ferraioli of Schwab Center for Financial Research said early adoption may be slow, but momentum will grow after the bill’s passage.
Bitcoin bulls are raising price targets. Youwei Yang of Bit Mining predicts bitcoin could reach $225,000 in 2026. Experts warn volatility is likely due to economic and geopolitical risks.
Wall Street is acting fast. Morgan Stanley filed to create spot bitcoin and Solana ETFs, following BlackRock’s successful bitcoin ETF. Together, these ETFs now hold around $130 billion.
Analysts say ETFs bring legitimacy and attract institutional investors. Goldman Sachs believes regulatory clarity and ETF expansion could drive major adoption.
Investors are watching closely. If adoption grows, 2026 could become a major year for bitcoin and crypto.