XRP is back in the spotlight as analysts explore whether the popular cryptocurrency could realistically reach $100 in the coming years. This ambitious price target would mean a 4,466% surge from today’s price of $2.19.
XRPL’s Growing Role in Tokenization
The XRP Ledger (XRPL), designed to simplify the tokenization of real-world assets, is now gaining significant traction. In 2025, XRPL is being used to digitize assets like real estate, debt, and even U.S. Treasuries.
Experts believe that if major institutions begin using XRPL at scale, they will need to hold large amounts of XRP. Since XRP enables fast and low-cost transactions across the network, this growing demand could reduce circulating supply and push prices higher.
Ripple’s Upgrades Power Institutional Adoption
Ripple has taken major steps to prepare XRPL for mass tokenization. In 2024, the network introduced the Multi-Purpose Token (MPT) standard, allowing issuers to embed asset data like bond terms or real estate info directly into tokens.
Also in 2024, Decentralized Identity (DID) was added to XRPL, aligning it with global compliance rules such as KYC and AML. This made XRPL a more secure and regulatory-friendly platform for large financial institutions.
Real Projects Are Already Live
Tokenization on XRPL is no longer just theoretical:
- The Dubai Land Department launched a $16 billion real estate tokenization project, enabling fractional ownership starting at AED 2,000. Over 3,000 investors have already joined.
- Aurum Equity Partners created a $1 billion tokenized equity and debt fund on XRPL.
- Ripple also partnered with Ondo Finance to bring tokenized U.S. Treasuries onto the ledger.
Ripple CTO David Schwartz recently noted that XRPL is fast becoming the go-to platform for tokenizing real-world assets.
Can XRP Realistically Reach $100?
While the path to $100 sounds promising, it’s still a massive leap. If XRP hit $100 today, its market cap would reach $5.9 trillion, nearly double the current entire crypto market value of around $3.33 trillion.
Analysts say such a rise would only be possible if the whole crypto industry grows significantly. Still, with XRPL’s real-world use cases expanding and tokenization trends accelerating, the $100 dream is becoming more plausible than ever.
